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			<h1>@大学生，你的“防范电信诈骗指南”来了</h1>
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				<span>发布日期：2021-11-25 16:33</span>
									<span>编辑：学生处</span>
								<span>来源：学生处</span>
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				<p>聚焦学生工作一线动态。</p>
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					</aside>

		<article class="article-content">
			<p><span style="font-size: 14pt">最近流行的反诈骗软件你安装注册了吗？这么流行的操作你out了吗？</span></p>
<p><span style="font-size: 14pt"><img fetchpriority="high" decoding="async" class="aligncenter size-full wp-image-22222" src="http://www.lncu.cn/xuesheng/wp-content/uploads/sites/5/2021/11/微信图片_20211124143623.jpg" alt="" width="256" height="256" srcset="https://www.lncu.edu.cn/xuesheng/wp-content/uploads/sites/5/2021/11/微信图片_20211124143623.jpg 256w, https://www.lncu.edu.cn/xuesheng/wp-content/uploads/sites/5/2021/11/微信图片_20211124143623-150x150.jpg 150w" sizes="(max-width: 256px) 100vw, 256px" /></span></p>
<p><span style="font-size: 14pt"> 这波潮流作为辽传人一定要追赶，据悉根据沈阳市公安反电信网络犯罪插孔中心公布数据，从10月10日至10月20日短短十天时间，沈阳有10名在校大学生被骗，据警方公布，这10名被骗的大学生所在的学校是：</span></p>
<p><span style="font-size: 14pt">沈阳工业大学1人被骗5000元，</span></p>
<p><span style="font-size: 14pt">诈骗手段：购物退款</span></p>
<p><span style="font-size: 14pt">沈阳工业大学1人被骗7000元，</span></p>
<p><span style="font-size: 14pt">诈骗手段：刷单</span></p>
<p><span style="font-size: 14pt">沈阳大学1人被骗2047元，</span></p>
<p><span style="font-size: 14pt">诈骗手段：冒充熟人</span></p>
<p><span style="font-size: 14pt">沈阳大学1人被骗428元，</span></p>
<p><span style="font-size: 14pt">诈骗手段：刷单</span></p>
<p><span style="font-size: 14pt">沈阳建筑大学1人被骗8000元，</span></p>
<p><span style="font-size: 14pt">诈骗手段：购物退款</span></p>
<p><span style="font-size: 14pt">沈阳理工大学1人被骗1700元，</span></p>
<p><span style="font-size: 14pt">诈骗手段：购物退款</span></p>
<p><span style="font-size: 14pt">东北大学1人被骗50000元，</span></p>
<p><span style="font-size: 14pt">诈骗手段：虚构色情服务</span></p>
<p><span style="font-size: 14pt">沈阳城市建设学院1人被骗27000元，</span></p>
<p><span style="font-size: 14pt">诈骗手段：购物退款</span></p>
<p><span style="font-size: 14pt">渤海船舶职业学院1人被骗600元，</span></p>
<p><span style="font-size: 14pt">诈骗手段：虚假购物</span></p>
<p><span style="font-size: 14pt">统丽职业技术学院1人被骗10.3万元，</span></p>
<p><span style="font-size: 14pt">诈骗手段：购物退款诈骗</span></p>
<p>&nbsp;</p>
<p><span style="font-size: 14pt">对于大学生而言，</span></p>
<p><span style="font-size: 14pt">为了少走一些弯路，</span></p>
<p><span style="font-size: 14pt">防止还没有走出校门就被社会毒打，</span></p>
<p><span style="font-size: 14pt">请不要满脑子“我知道”“我都懂”，</span></p>
<p><span style="font-size: 14pt">你不知道的东西太多太多</span></p>
<p><span style="font-size: 14pt">现在这里有份</span></p>
<p><span style="font-size: 14pt">“防范电信诈骗指南”</span></p>
<p><span style="font-size: 14pt">一起来学习下吧~</span></p>
<p><span style="font-size: 18pt"><strong>出行篇</strong></span></p>
<p><span style="font-size: 14pt">机票、火车票改签？</span></p>
<p><span style="font-size: 14pt">这个电话不能打！</span></p>
<p><span style="font-size: 14pt">远程出行优选</span></p>
<p><span style="font-size: 14pt">飞机、高铁</span></p>
<p><span style="font-size: 14pt">现在大家已经习惯提前订票</span></p>
<p><span style="font-size: 14pt">但是某天</span></p>
<p><span style="font-size: 14pt">忽然收到了条短信</span></p>
<p><img decoding="async" src="http://www.lncu.cn/xuesheng/wp-content/uploads/sites/5/2021/11/微信图片_20211124143631.jpg" alt="" width="330" height="193" /></p>
<p><span style="font-size: 14pt"><span style="font-size: 18.6667px">唉？</span>航班取消了？</span></p>
<p><span style="font-size: 14pt">改签或者退票还有赔偿金？</span></p>
<p><span style="font-size: 14pt">竟然还有专职客服处理</span></p>
<p><span style="font-size: 14pt">这航空公司服务也太好了吧！</span></p>
<p><span style="font-size: 14pt">先别着急感叹好运气</span></p>
<p><span style="font-size: 14pt">这个电话可是有蹊跷</span></p>
<p><span style="font-size: 14pt">赶紧打开正规订票APP或者官网</span></p>
<p><span style="font-size: 14pt">确认航班是否真的取消了</span></p>
<p><span style="font-size: 14pt">  不法分子以“航班、列车因控制疫情、故障等被取消，办理退改签可获赔偿”为借口，或以“受疫情影响，快递滞留补偿”等为由，诱导受害人点击虚假网址，要求提供验证码等信息，进而盗取受害人银行卡中资金。</span></p>
<p><span style="font-size: 14pt"><img decoding="async" src="http://www.lncu.cn/xuesheng/wp-content/uploads/sites/5/2021/11/微信图片_20211124143636.jpg" alt="" width="172" height="172" /></span></p>
<p><span style="font-size: 14pt">第一：验证信息真伪。拨打航空公司官方电话核实情况，不要拨打短信中的电话号码，或者直接登陆正规订票APP进行查询。航空公司飞机因故不能起飞，也会给订票客户发送短消息，但不会让客户通过网银、支付宝等方式进行任何涉及钱款的交易。</span></p>
<p><span style="font-size: 14pt">第二：非旅客原因造成航班延误或取消，退改签不收钱。</span></p>
<p><span style="font-size: 14pt">第三：电话中提出要求转账，一律拒绝。</span></p>
<p><span style="font-size: 14pt">第四：购买机票应通过官方网站、官方客服电话、机票代售点等正规途径，避免点击到钓鱼票务网站或虚假APP，造成经济损失。</span></p>
<p><strong><span style="font-size: 18pt">刷单赚钱</span></strong></p>
<p><span style="font-size: 14pt">美好的大学生活开始了</span></p>
<p><span style="font-size: 14pt">自由支配时间也多了</span></p>
<p><span style="font-size: 14pt">初次掌握大笔生活费支配权</span></p>
<p><span style="font-size: 14pt">难免有些计算不到</span></p>
<p><span style="font-size: 14pt">唉&#8230;</span></p>
<p><span style="font-size: 14pt">生活费花超了怎么办？</span></p>
<p><span style="font-size: 14pt"><img loading="lazy" decoding="async" src="http://www.lncu.cn/xuesheng/wp-content/uploads/sites/5/2021/11/微信图片_20211124143640.jpg" alt="" width="476" height="244" /></span></p>
<p><span style="font-size: 14pt"><img loading="lazy" decoding="async" src="http://www.lncu.cn/xuesheng/wp-content/uploads/sites/5/2021/11/微信图片_20211124143644.jpg" alt="" width="592" height="589" /></span></p>
<p><span style="font-size: 14pt">唉？</span></p>
<p><span style="font-size: 14pt">这些兼职广告看上去好诱人啊</span></p>
<p><span style="font-size: 14pt">兼职模式简单</span></p>
<p><span style="font-size: 14pt">(只要你有一部智能手机或电脑)</span></p>
<p><span style="font-size: 14pt">工作时间自由</span></p>
<p><span style="font-size: 14pt">(每天一点闲暇时间)</span></p>
<p><span style="font-size: 14pt">最重要的是</span></p>
<p><span style="font-size: 14pt">到账快，低付出，高回报！</span></p>
<p><span style="font-size: 14pt">总结起来一句话就是</span></p>
<p><span style="font-size: 14pt">“工作简单、事少、挣钱轻松”</span></p>
<p><span style="font-size: 14pt">是不是很心动？</span></p>
<p><span style="font-size: 14pt">注意！刷单、刷信誉就是电信诈骗！</span></p>
<p><span style="font-size: 14pt">肯定有些朋友说</span></p>
<p><span style="font-size: 14pt">一定有真的“刷单”</span></p>
<p><span style="font-size: 14pt">好的</span></p>
<p><span style="font-size: 14pt">那咱们就来讲讲什么是刷单</span></p>
<p><span style="font-size: 14pt"><img loading="lazy" decoding="async" src="http://www.lncu.cn/xuesheng/wp-content/uploads/sites/5/2021/11/微信图片_20211124143651-600x111.jpg" alt="" width="600" height="111" /></span></p>
<p><span style="font-size: 14pt">简单来说，刷单可以解释为——虚假交易：由买家依照正常的网购流程购买卖家提供的商品并支付货款，在交易完成后，卖家并不需要真实的发货，而是买家直接确认收货并进行好评，卖家就将货款转回给买家一方并支付一定的佣金作为酬劳，如此便能够达到提高商品销量、营造商品质量高的假象和提升店铺信誉的目的。</span></p>
<p><span style="font-size: 14pt"><img loading="lazy" decoding="async" src="http://www.lncu.cn/xuesheng/wp-content/uploads/sites/5/2021/11/微信图片_20211124143648-600x111.jpg" alt="" width="600" height="111" /></span></p>
<p><span style="font-size: 14pt">“刷单”是违法行为！“刷单”是违法行为！“刷单”是违法行为！重要事情说三篇。其违反了《中华人民共和国反不正当竞争法》中的“公平、诚信”原则；违反了《中华人民共和国消费者权益保护法》中所规定的“网络刷单行为损害了消费者的知情权，违反了经营者履行如实告知的义务”；违反了《网络交易管理办法》中所规定的“网络经营者、有关服务经营者销售商品或者服务不得利用网络技术手段或者载体等方式，从事以虚构交易、删除不利评价等形式，为自己或他人提升商业信誉的不正当竞争行为。</span></p>
<p><span style="font-size: 14pt">所以就算是真的“刷单”</span></p>
<p><span style="font-size: 14pt">也是违法行为</span></p>
<p><span style="font-size: 14pt">要么被骗</span></p>
<p><span style="font-size: 14pt">要么违法</span></p>
<p><span style="font-size: 14pt">里外里都不是什么好结果</span></p>
<p><span style="font-size: 14pt">为什么要因为一丝内心的贪欲去尝试？</span></p>
<p><span style="font-size: 14pt">遵纪守法不香么？</span></p>
<p><span style="font-size: 14pt">再回答一个老问题</span></p>
<p><span style="font-size: 14pt">发现自己“兼职刷单”被骗了该怎么办？</span></p>
<p><span style="font-size: 14pt"><img loading="lazy" decoding="async" src="http://www.lncu.cn/xuesheng/wp-content/uploads/sites/5/2021/11/微信图片_20211124143656.jpg" alt="" width="500" height="356" /></span></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p><span style="font-size: 14pt">第一：第一时间拨打110报警</span></p>
<p><span style="font-size: 14pt">在电信诈骗案件办理过程中</span></p>
<p><span style="font-size: 14pt">公安机关首要面对的</span></p>
<p><span style="font-size: 14pt">就是与骗子进行的时间的赛跑</span></p>
<p><span style="font-size: 14pt">受害人越早报警并反馈有效信息</span></p>
<p><span style="font-size: 14pt">就能够越及时的为受害人挽回经济损失</span></p>
<p><span style="font-size: 14pt">第二：提供有效信息</span></p>
<p><span style="font-size: 14pt">很多人报警后很迷茫</span></p>
<p><span style="font-size: 14pt">不知道怎么办</span></p>
<p><span style="font-size: 14pt">只知道自己很着急</span></p>
<p><span style="font-size: 14pt">然而提供不了有用信息</span></p>
<p><span style="font-size: 14pt">首先要说明自己的</span></p>
<p><span style="font-size: 14pt">姓名、身份证号、手机号</span></p>
<p><span style="font-size: 14pt">如果是通过银行卡转账</span></p>
<p><span style="font-size: 14pt">应详细将对方姓名、卡号、转账时间告知民警</span></p>
<p><span style="font-size: 14pt">如果通过支付宝、微信等第三方支付平台进行转账汇款</span></p>
<p><span style="font-size: 14pt">要及时提供自己支付宝、微信等第三方支付平台的账号信息</span></p>
<p><span style="font-size: 18pt"><strong>出租微信</strong></span></p>
<p><span style="font-size: 14pt">出租微信“不影响使用”</span></p>
<p><span style="font-size: 14pt">还能躺着“收零花钱”？</span></p>
<p><span style="font-size: 14pt">躲过“兼职刷单”</span></p>
<p><span style="font-size: 14pt">又看到一则广告</span></p>
<p><span style="font-size: 14pt"><img loading="lazy" decoding="async" src="http://www.lncu.cn/xuesheng/wp-content/uploads/sites/5/2021/11/微信图片_20211124143659.jpg" alt="" width="592" height="402" /></span></p>
<p><span style="font-size: 14pt"><img loading="lazy" decoding="async" src="http://www.lncu.cn/xuesheng/wp-content/uploads/sites/5/2021/11/微信图片_20211124143703.jpg" alt="" width="476" height="313" /></span></p>
<p><span style="font-size: 14pt"><img loading="lazy" decoding="async" src="http://www.lncu.cn/xuesheng/wp-content/uploads/sites/5/2021/11/图片9.png" alt="" width="251" height="251" /></span></p>
<p><span style="font-size: 14pt">  没错，就是如上图所示，租用每个人都能注册的微信或者QQ号，还给钱不白用，而且给的租赁费还不低。但是要求却很简单：正常使用一定时间的“活号”、有一定数量的好友数，并且承诺“只是修改头像和名称，不发任何消息，只是单纯的加群或者进行投票、点赞，不会对原使用人造成任何影响”。</span></p>
<p>&nbsp;</p>
<p><span style="font-size: 14pt">  那么问题来了：人人都可以免费注册、使用的微信，他们为什么要租呢？被租借走的微信号是否如被租借时承诺的那样，只是单纯的加群投投票呢？</span></p>
<p>&nbsp;</p>
<p><span style="font-size: 14pt">  事实上，就如同那些被买卖的“银行卡”和“手机卡”一样，这些被租赁出去的“微信号”和“QQ号”也成为了诈骗分子用不完的“微信号”和“QQ号”中的一员。</span></p>
<p><span style="font-size: 14pt"> 在“账号外租”期间，即使有些骗子会一再承诺“不干涉用户的正常生活”，但事实上，你根本无法核实对方究竟将你的账号用于何处。</span></p>
<p><span style="font-size: 14pt">  他们有可能利用租来的账号完成“垃圾营销”或者“散播不良信息”等恶意行为，危害网络环境；还可能利用该账号假扮成“卖茶女”、“支教老师”、“工艺品美眉”等虚拟身份，对他人实施欺诈；或者是借着账号，为“赌博平台”、“色情网站”、“招嫖机构”进行引流。</span></p>
<p><span style="font-size: 14pt"> “出租微信号”本质上是网络黑灰产为了借普通用户身份实施违法犯罪、逃避监管追踪而布设的陷阱，不仅可能导致个人帐号被盗、被封，还有极大的概率会危及他人乃至整个网络空间！</span></p>
<p><span style="font-size: 14pt">  所以，大家切记，在生活中看到任何类似“租售微信”、“出租收款码”、“借用身份证”等信息都要提高警惕，不要被一些蝇头小利所迷惑。</span></p>
<p><strong><span style="font-size: 18pt">校园贷骗局</span></strong></p>
<p><span style="font-size: 14pt">日常自我防范篇</span></p>
<p><span style="font-size: 14pt">你是不是XX大学的学生</span></p>
<p><span style="font-size: 14pt">这里是XX金融借条客服</span></p>
<p><span style="font-size: 14pt">现在国家正在严格整治校园贷</span></p>
<p><span style="font-size: 14pt">要求注销学生贷款账户</span></p>
<p><span style="font-size: 14pt">否则将严重影响个人征信</span></p>
<p><span style="font-size: 14pt">以后就没法贷款买房买车了</span></p>
<p><span style="font-size: 14pt">让你注销“校园贷”？</span></p>
<p><span style="font-size: 14pt">这个电话可别信！</span></p>
<p><span style="font-size: 14pt">小编在微博等社交平台搜索了下</span></p>
<p><span style="font-size: 14pt">“注销校园贷款账户诈骗”</span></p>
<p><span style="font-size: 14pt">近期不少人都遇到了这种类型的诈骗</span></p>
<p><span style="font-size: 14pt"><img loading="lazy" decoding="async" src="http://www.lncu.cn/xuesheng/wp-content/uploads/sites/5/2021/11/微信图片_20211124143708.jpg" alt="" width="592" height="167" /></span></p>
<p><span style="font-size: 14pt">这位网友很有警惕性的自己搜索了下避免了被骗</span></p>
<p>&nbsp;</p>
<p><span style="font-size: 14pt">这位就更幸运了</span></p>
<p><span style="font-size: 14pt">被本地警方电话通知避免被骗</span></p>
<p><span style="font-size: 14pt"><img loading="lazy" decoding="async" src="http://www.lncu.cn/xuesheng/wp-content/uploads/sites/5/2021/11/微信图片_20211124143711.jpg" alt="" width="592" height="205" /></span></p>
<p>&nbsp;</p>
<p><span style="font-size: 14pt">这里咱们来说一下这种诈骗模式的套路</span></p>
<p>&nbsp;</p>
<p><span style="font-size: 14pt">注销校园贷诈骗手法分为两类</span></p>
<p><span style="font-size: 14pt">1.针对有注册网贷平台账号或有贷款记录的——骗子声称“根据国家相关政策需要配合注销账号，否则会影响个人征信”。</span></p>
<p><span style="font-size: 14pt">2.针对无注册网贷平台账号或无贷款记录的——骗子则称“你的身份信息被盗用注册了网贷账号，需要配合注销否则会影响个人征信”。</span></p>
<p>&nbsp;</p>
<p><span style="font-size: 14pt">要说防范也不难</span></p>
<p><span style="font-size: 14pt">因为他们的套路也并不复杂</span></p>
<p><span style="font-size: 14pt">主要分为以下几步</span></p>
<p><span style="font-size: 14pt">No.1</span></p>
<p><span style="font-size: 14pt">伪装成“贷款平台客服”主动联系</span></p>
<p><span style="font-size: 14pt">骗子冒充“贷款平台客服”身份，并能准确说出受害者的真实姓名、身份证号码、学校名称、甚至消费记录等，获取受害者信任，进而实施诈骗。</span></p>
<p><span style="font-size: 14pt">No.2</span></p>
<p><span style="font-size: 14pt">编造理由让你陷入恐慌</span></p>
<p><span style="font-size: 14pt">骗子利用受害者担心“网贷影响征信”的心理，以“注销网贷账户需先清空信用额度”为由，诱骗受害者进行所谓的“额度清零”操作——即到各大网贷平台，将贷款额度进行全部提现。</span></p>
<p><span style="font-size: 14pt">No.3</span></p>
<p><span style="font-size: 14pt">转账到账后，即被拉黑</span></p>
<p><span style="font-size: 14pt">骗子声称“网贷注销后将全额返还”，诱骗受害者将从网贷平台提现的借款全部转入其提供的“清查账户”（即骗子的个人账户）中。受害人转账后，骗子便会将受害人拉黑。</span></p>
<p><span style="font-size: 14pt"><img loading="lazy" decoding="async" src="http://www.lncu.cn/xuesheng/wp-content/uploads/sites/5/2021/11/微信图片_20211124143715.jpg" alt="" width="500" height="377" /></span></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p><span style="font-size: 14pt">各位同学</span></p>
<p><span style="font-size: 14pt">说了这么多你们学会了么？</span></p>
<p><span style="font-size: 14pt">应对电信诈骗</span></p>
<p><span style="font-size: 14pt">一定要记住一句话：</span></p>
<p><span style="font-size: 14pt">绝不转账！！！</span></p>
<p style="text-align: right"><span style="font-size: 8pt">原文引自“澎湃在线”</span></p>
<p>&nbsp;</p>

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